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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,689 | $167,362+65.3% | $143,799+92.4% | $134,532+105.7% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -20.04% | 0.47%-20.5pp | -0.04%-20.0pp | 418.27%-438.3pp |
| Employer contribution / active EE | $23,896 | $5,620+325.2% | $4,952+382.5% | $4,741+404.0% |
| Participant deferral / active EE | $15,089 | $6,447+134.0% | $5,638+167.6% | $6,401+135.7% |
| Admin fee / account holder | $2,407 | $18,094-86.7% | $14,677-83.6% | $11,429-78.9% |