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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,615 | $185,312-10.6% | $161,489+2.6% | $154,746+7.0% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 16.83% | 103.84%-87.0pp | 89.72%-72.9pp | 172.34%-155.5pp |
| Employer contribution / active EE | $3,375 | $4,769-29.2% | $4,268-20.9% | $4,379-22.9% |
| Participant deferral / active EE | $10,177 | $6,350+60.3% | $5,630+80.8% | $6,730+51.2% |
| Admin fee / account holder | $1,294 | $18,654-93.1% | $16,006-91.9% | $14,365-91.0% |