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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,615 | $227,399-27.2% | $189,758-12.7% | $198,609-16.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 79.8%-4.8pp | 82.4%-7.4pp |
| Annual return | 16.83% | 61.03%-44.2pp | 52.62%-35.8pp | 202.70%-185.9pp |
| Employer contribution / active EE | $3,375 | $5,526-38.9% | $4,767-29.2% | $5,055-33.2% |
| Participant deferral / active EE | $10,177 | $6,837+48.9% | $5,856+73.8% | $6,977+45.9% |
| Admin fee / account holder | $1,294 | $25,162-94.9% | $20,388-93.7% | $19,030-93.2% |