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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,902 | $99,644+23.3% | $86,438+42.2% | $134,532-8.6% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -1.67% | 6787.26%-6788.9pp | 4397.19%-4398.9pp | 418.27%-419.9pp |
| Employer contribution / active EE | $27,833 | $4,402+532.3% | $3,769+638.4% | $4,741+487.1% |
| Participant deferral / active EE | $20,500 | $7,247+182.9% | $6,952+194.9% | $6,401+220.3% |
| Admin fee / account holder | $708 | $8,375-91.5% | $6,733-89.5% | $11,429-93.8% |