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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,848 | $108,942+144.0% | $100,415+164.7% | $145,897+82.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 18.13% | 58.27%-40.1pp | 49.47%-31.3pp | 552.29%-534.2pp |
| Employer contribution / active EE | $11,000 | $4,422+148.8% | $3,943+179.0% | $4,663+135.9% |
| Participant deferral / active EE | $23,000 | $8,461+171.8% | $8,091+184.3% | $6,689+243.8% |
| Admin fee / account holder | $1,983 | $9,702-79.6% | $7,906-74.9% | $13,390-85.2% |