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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,566 | $81,763-66.3% | $58,561-52.9% | $139,466-80.2% |
| Participation rate | 40.0% | 61.3%-21.3pp | 50.9%-10.9pp | 80.3%-40.3pp |
| Annual return | 30.85% | 7427.77%-7396.9pp | 4251.33%-4220.5pp | 373.66%-342.8pp |
| Employer contribution / active EE | $730 | $1,398-47.8% | $1,053-30.7% | $4,754-84.6% |
| Participant deferral / active EE | $3,531 | $2,555+38.2% | $1,923+83.6% | $6,712-47.4% |
| Admin fee / account holder | $844 | $3,273-74.2% | $2,520-66.5% | $11,409-92.6% |