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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,893 | $199,109-91.5% | $173,730-90.3% | $154,746-89.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 16.09% | 20.02%-3.9pp | 19.96%-3.9pp | 172.34%-156.2pp |
| Employer contribution / active EE | $1,510 | $5,311-71.6% | $4,577-67.0% | $4,379-65.5% |
| Participant deferral / active EE | $7,314 | $7,113+2.8% | $6,326+15.6% | $6,730+8.7% |
| Admin fee / account holder | $428 | $20,916-98.0% | $17,523-97.6% | $14,365-97.0% |