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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $805,430 | $202,342+298.1% | $172,753+366.2% | $152,909+426.7% |
| Participation rate | 66.7% | 87.1%-20.4pp | 82.6%-16.0pp | 82.5%-15.8pp |
| Annual return | 26.43% | 1029.88%-1003.4pp | 803.00%-776.6pp | 345.46%-319.0pp |
| Employer contribution / active EE | $13,515 | $5,857+130.7% | $5,144+162.7% | $4,764+183.7% |
| Participant deferral / active EE | $9,467 | $5,948+59.2% | $5,198+82.1% | $5,851+61.8% |
| Admin fee / account holder | $2,679 | $17,112-84.3% | $13,956-80.8% | $11,601-76.9% |