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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,818 | $160,040-82.0% | $147,096-80.4% | $145,877-80.2% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 16.52% | 98.49%-82.0pp | 419.75%-403.2pp | 551.28%-534.8pp |
| Employer contribution / active EE | $16,949 | $5,289+220.4% | $4,936+243.4% | $4,663+263.5% |
| Participant deferral / active EE | $9,077 | $8,429+7.7% | $8,071+12.5% | $6,691+35.7% |
| Admin fee / account holder | $215 | $15,050-98.6% | $13,005-98.3% | $13,402-98.4% |