Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,848 | $59,116-73.2% | $86,438-81.7% | $68,486-76.9% |
| Participation rate | 58.3% | 75.2%-16.9pp | 80.3%-22.0pp | 67.9%-9.6pp |
| Annual return | -17.52% | -0.23%-17.3pp | 4397.19%-4414.7pp | -7.85%-9.7pp |
| Employer contribution / active EE | $181 | $2,519-92.8% | $3,769-95.2% | $2,597-93.0% |
| Participant deferral / active EE | $4,324 | $5,902-26.7% | $6,952-37.8% | $4,028+7.3% |
| Admin fee / account holder | $349 | $5,639-93.8% | $6,733-94.8% | $5,404-93.5% |