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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,481 | $201,344-63.5% | $184,243-60.1% | $145,877-49.6% |
| Participation rate | 62.5% | 87.5%-25.0pp | 86.8%-24.3pp | 80.3%-17.8pp |
| Annual return | 23.42% | 29.01%-5.6pp | 28.82%-5.4pp | 551.28%-527.9pp |
| Employer contribution / active EE | $4,640 | $7,022-33.9% | $6,427-27.8% | $4,663-0.5% |
| Participant deferral / active EE | $15,160 | $9,807+54.6% | $9,132+66.0% | $6,691+126.6% |
| Admin fee / account holder | $3,199 | $16,382-80.5% | $13,914-77.0% | $13,402-76.1% |