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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,369 | $175,259-88.9% | $149,723-87.1% | $139,487-86.1% |
| Participation rate | 69.2% | 83.4%-14.2pp | 78.8%-9.5pp | 80.3%-11.1pp |
| Annual return | 15.73% | 166.82%-151.1pp | 134.50%-118.8pp | 373.84%-358.1pp |
| Employer contribution / active EE | $1,532 | $5,478-72.0% | $4,821-68.2% | $4,755-67.8% |
| Participant deferral / active EE | $3,605 | $6,522-44.7% | $5,682-36.6% | $6,713-46.3% |
| Admin fee / account holder | $217 | $16,158-98.7% | $13,215-98.4% | $11,407-98.1% |