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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,324 | $100,147-97.7% | $81,286-97.1% | $145,877-98.4% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.5%+18.0pp | 80.3%+7.2pp |
| Annual return | 37.65% | 34.44%+3.2pp | 24.80%+12.9pp | 551.28%-513.6pp |
| Employer contribution / active EE | $485 | $2,977-83.7% | $2,463-80.3% | $4,663-89.6% |
| Participant deferral / active EE | $1,103 | $4,607-76.1% | $3,883-71.6% | $6,691-83.5% |
| Admin fee / account holder | $352 | $8,201-95.7% | $5,764-93.9% | $13,402-97.4% |