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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,720 | $100,073-79.3% | $85,126-75.7% | $145,877-85.8% |
| Participation rate | 71.4% | 74.1%-2.7pp | 67.5%+3.9pp | 80.3%-8.9pp |
| Annual return | 11.87% | 84.11%-72.2pp | 66.63%-54.8pp | 551.28%-539.4pp |
| Employer contribution / active EE | $0 | $3,236-100.0% | $2,731-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $8,550 | $5,294+61.5% | $4,523+89.0% | $6,691+27.8% |
| Admin fee / account holder | $2,513 | $7,261-65.4% | $6,160-59.2% | $13,402-81.3% |