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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,366 | $167,533-93.8% | $151,645-93.2% | $134,545-92.3% |
| Participation rate | 88.9% | 88.4%+0.5pp | 87.5%+1.4pp | 81.2%+7.7pp |
| Annual return | -24.35% | 7.81%-32.2pp | 3.34%-27.7pp | 418.37%-442.7pp |
| Employer contribution / active EE | $2,071 | $6,828-69.7% | $6,165-66.4% | $4,742-56.3% |
| Participant deferral / active EE | $5,425 | $8,985-39.6% | $8,363-35.1% | $6,401-15.3% |
| Admin fee / account holder | $367 | $13,781-97.3% | $11,614-96.8% | $11,431-96.8% |