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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,458 | $100,811-20.2% | $86,698-7.2% | $134,545-40.2% |
| Participation rate | 60.0% | 79.0%-19.0pp | 76.6%-16.6pp | 81.2%-21.2pp |
| Annual return | -18.75% | 29.11%-47.9pp | 35.96%-54.7pp | 418.37%-437.1pp |
| Employer contribution / active EE | $919 | $3,490-73.7% | $2,837-67.6% | $4,742-80.6% |
| Participant deferral / active EE | $2,812 | $5,339-47.3% | $4,656-39.6% | $6,401-56.1% |
| Admin fee / account holder | $1,148 | $10,926-89.5% | $7,492-84.7% | $11,431-90.0% |