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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC3 years Service code 27 · EIN 33-0905143 | Advisory (Plan) | $29,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $23,897 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,094 | $79,209+55.4% | $102,434+20.2% | $74,459+65.3% |
| Participation rate | 97.1% | 74.8%+22.4pp | 76.5%+20.6pp | 67.2%+29.9pp |
| Annual return | 18.65% | 54.98%-36.3pp | 29.46%-10.8pp | 1369.70%-1351.1pp |
| Employer contribution / active EE | $0 | $2,362-100.0% | $3,023-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $9,292 | $4,417+110.4% | $5,055+83.8% | $4,350+113.6% |
| Admin fee / account holder | $407 | $2,002-79.7% | $9,462-95.7% | $1,945-79.1% |