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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,690 | $37,446-79.5% | $77,513-90.1% | $79,852-90.4% |
| Participation rate | 100.0% | 41.5%+58.5pp | 54.2%+45.8pp | 69.6%+30.4pp |
| Annual return | 16.65% | 39.76%-23.1pp | 54.81%-38.2pp | 31.72%-15.1pp |
| Employer contribution / active EE | $2,181 | $637+242.2% | $987+121.0% | $2,471-11.8% |
| Participant deferral / active EE | $1,209 | $1,261-4.1% | $1,861-35.1% | $3,740-67.7% |
| Admin fee / account holder | $569 | $2,506-77.3% | $2,859-80.1% | $5,306-89.3% |