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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $40,916 |
CAPFINANCIAL PARTNERS LLC5 years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $18,750 |
STRATEGIC ADVISORS, INC.3 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $9,167 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,239 | $106,230-18.8% | $147,080-41.4% | $77,736+10.9% |
| Participation rate | 96.4% | 78.4%+18.0pp | 82.2%+14.2pp | 70.6%+25.8pp |
| Annual return | 21.12% | 56.91%-35.8pp | 420.17%-399.0pp | 31.26%-10.1pp |
| Employer contribution / active EE | $8,777 | $4,072+115.5% | $4,933+77.9% | $2,728+221.8% |
| Participant deferral / active EE | $17,625 | $8,001+120.3% | $8,066+118.5% | $4,651+279.0% |
| Admin fee / account holder | $160 | $338-52.8% | $12,989-98.8% | $433-63.1% |