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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,340 | $92,219-84.5% | $76,767-81.3% | $135,380-89.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -4.57% | 5.46%-10.0pp | 2.43%-7.0pp | 519.81%-524.4pp |
| Employer contribution / active EE | $499 | $3,216-84.5% | $2,485-79.9% | $4,779-89.6% |
| Participant deferral / active EE | $2,309 | $4,508-48.8% | $3,852-40.1% | $5,609-58.8% |
| Admin fee / account holder | $997 | $10,749-90.7% | $6,675-85.1% | $10,828-90.8% |