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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,199 | $82,674-63.5% | $125,381-75.9% | $68,486-55.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -17.78% | -5.97%-11.8pp | 572.31%-590.1pp | -7.85%-9.9pp |
| Employer contribution / active EE | $2,702 | $3,382-20.1% | $4,815-43.9% | $2,597+4.1% |
| Participant deferral / active EE | $9,242 | $6,111+51.2% | $7,448+24.1% | $4,028+129.5% |
| Admin fee / account holder | $4,984 | $6,277-20.6% | $10,007-50.2% | $5,404-7.8% |