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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,965 | $71,873+8.5% | $86,698-10.1% | $68,490+13.8% |
| Participation rate | 92.6% | 72.2%+20.3pp | 76.6%+16.0pp | 67.9%+24.7pp |
| Annual return | -16.89% | 3.54%-20.4pp | 35.96%-52.9pp | -7.85%-9.0pp |
| Employer contribution / active EE | $2,347 | $2,173+8.0% | $2,837-17.3% | $2,597-9.6% |
| Participant deferral / active EE | $6,317 | $3,779+67.2% | $4,656+35.7% | $4,028+56.8% |
| Admin fee / account holder | $6,262 | $6,110+2.5% | $7,492-16.4% | $5,403+15.9% |