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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,137 | $157,296-84.0% | $141,191-82.2% | $152,897-83.6% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 306.49% | 64.34%+242.1pp | 71.41%+235.1pp | 345.43%-38.9pp |
| Employer contribution / active EE | $1,865 | $5,262-64.6% | $4,736-60.6% | $4,764-60.8% |
| Participant deferral / active EE | $3,406 | $7,111-52.1% | $6,710-49.2% | $5,851-41.8% |
| Admin fee / account holder | $21 | $12,125-99.8% | $10,264-99.8% | $11,599-99.8% |