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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,447 | $105,867-79.7% | $90,760-76.4% | $134,532-84.1% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -23.97% | -10.99%-13.0pp | -12.16%-11.8pp | 418.27%-442.2pp |
| Employer contribution / active EE | $1,048 | $3,464-69.7% | $2,922-64.1% | $4,741-77.9% |
| Participant deferral / active EE | $11,914 | $5,217+128.4% | $4,565+161.0% | $6,401+86.1% |
| Admin fee / account holder | $1,005 | $13,936-92.8% | $8,444-88.1% | $11,429-91.2% |