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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,102 | $108,882-79.7% | $96,754-77.2% | $154,746-85.7% |
| Participation rate | 80.0% | 75.1%+4.9pp | 70.3%+9.7pp | 80.7%-0.7pp |
| Annual return | 9.00% | 98.39%-89.4pp | 82.04%-73.0pp | 172.34%-163.3pp |
| Employer contribution / active EE | $1,378 | $3,018-54.3% | $2,679-48.6% | $4,379-68.5% |
| Participant deferral / active EE | $1,237 | $5,323-76.8% | $4,758-74.0% | $6,730-81.6% |
| Admin fee / account holder | $1,285 | $10,200-87.4% | $8,905-85.6% | $14,365-91.1% |