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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,765 | $165,399-95.9% | $149,745-95.5% | $158,982-95.7% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 46.66% | 348.34%-301.7pp | 276.72%-230.1pp | 302.99%-256.3pp |
| Employer contribution / active EE | $2,807 | $5,105-45.0% | $4,646-39.6% | $4,763-41.1% |
| Participant deferral / active EE | $7,811 | $7,183+8.7% | $6,843+14.1% | $5,983+30.5% |
| Admin fee / account holder | $365 | $10,811-96.6% | $9,312-96.1% | $11,252-96.8% |