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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,179 | $93,598-62.4% | $135,974-74.1% | $75,173-53.2% |
| Participation rate | 52.6% | 75.2%-22.6pp | 81.9%-29.3pp | 67.2%-14.6pp |
| Annual return | 44.29% | 30.89%+13.4pp | 68.30%-24.0pp | 160.72%-116.4pp |
| Employer contribution / active EE | $1,392 | $3,538-60.7% | $4,859-71.4% | $2,671-47.9% |
| Participant deferral / active EE | $3,241 | $6,405-49.4% | $7,760-58.2% | $4,126-21.4% |
| Admin fee / account holder | $2,412 | $6,978-65.4% | $10,767-77.6% | $5,651-57.3% |