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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,968 | $102,635-73.7% | $86,209-68.7% | $139,456-80.7% |
| Participation rate | 93.8% | 74.5%+19.2pp | 69.0%+24.8pp | 80.3%+13.4pp |
| Annual return | 14.68% | 1923.53%-1908.9pp | 1169.05%-1154.4pp | 373.45%-358.8pp |
| Employer contribution / active EE | $1,769 | $3,034-41.7% | $2,381-25.7% | $4,753-62.8% |
| Participant deferral / active EE | $5,207 | $4,677+11.3% | $3,986+30.6% | $6,711-22.4% |
| Admin fee / account holder | $7,257 | $8,661-16.2% | $6,853+5.9% | $11,407-36.4% |