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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,460 | $108,882-39.0% | $96,754-31.3% | $154,746-57.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 19.53% | 98.39%-78.9pp | 82.04%-62.5pp | 172.34%-152.8pp |
| Employer contribution / active EE | $2,620 | $3,018-13.2% | $2,679-2.2% | $4,379-40.2% |
| Participant deferral / active EE | $23,435 | $5,323+340.3% | $4,758+392.5% | $6,730+248.2% |
| Admin fee / account holder | $564 | $10,200-94.5% | $8,905-93.7% | $14,365-96.1% |