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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,460 | $97,125-31.6% | $86,233-22.9% | $137,256-51.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 19.53% | 74.19%-54.7pp | 61.39%-41.9pp | 220.34%-200.8pp |
| Employer contribution / active EE | $2,620 | $2,841-7.8% | $2,504+4.6% | $4,156-37.0% |
| Participant deferral / active EE | $23,435 | $5,180+352.4% | $4,559+414.0% | $6,407+265.8% |
| Admin fee / account holder | $564 | $9,725-94.2% | $8,342-93.2% | $12,270-95.4% |