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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,551 | $180,459-84.7% | $154,108-82.1% | $135,380-79.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -0.25% | 888.21%-888.5pp | 735.21%-735.5pp | 519.81%-520.1pp |
| Employer contribution / active EE | $2,026 | $6,035-66.4% | $5,298-61.7% | $4,779-57.6% |
| Participant deferral / active EE | $5,285 | $5,806-9.0% | $5,081+4.0% | $5,609-5.8% |
| Admin fee / account holder | $1,397 | $16,145-91.3% | $13,411-89.6% | $10,828-87.1% |