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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,618 | $201,344-79.3% | $184,243-77.4% | $145,877-71.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.72% | 29.01%-21.3pp | 28.82%-21.1pp | 551.28%-543.6pp |
| Employer contribution / active EE | $3,659 | $7,022-47.9% | $6,427-43.1% | $4,663-21.5% |
| Participant deferral / active EE | $10,582 | $9,807+7.9% | $9,132+15.9% | $6,691+58.2% |
| Admin fee / account holder | $3,292 | $16,382-79.9% | $13,914-76.3% | $13,402-75.4% |