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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,718 | $157,304+126.1% | $141,197+151.9% | $152,909+132.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 68684.00% | 64.34%+68619.7pp | 71.41%+68612.6pp | 345.46%+68338.5pp |
| Employer contribution / active EE | $4,257 | $5,263-19.1% | $4,736-10.1% | $4,764-10.7% |
| Participant deferral / active EE | $7,542 | $7,111+6.1% | $6,710+12.4% | $5,851+28.9% |
| Admin fee / account holder | $1,246 | $12,126-89.7% | $10,265-87.9% | $11,601-89.3% |