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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,371 | $165,399-38.7% | $149,745-32.3% | $158,982-36.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 36.83% | 348.34%-311.5pp | 276.72%-239.9pp | 302.99%-266.2pp |
| Employer contribution / active EE | $17,521 | $5,105+243.2% | $4,646+277.1% | $4,763+267.9% |
| Participant deferral / active EE | $9,386 | $7,183+30.7% | $6,843+37.2% | $5,983+56.9% |
| Admin fee / account holder | $934 | $10,811-91.4% | $9,312-90.0% | $11,252-91.7% |