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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,505 | $138,114-75.0% | $125,391-72.5% | $134,545-74.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.13% | 750.88%-769.0pp | 572.41%-590.5pp | 418.37%-436.5pp |
| Employer contribution / active EE | $2,573 | $5,246-51.0% | $4,816-46.6% | $4,742-45.7% |
| Participant deferral / active EE | $4,916 | $7,801-37.0% | $7,448-34.0% | $6,401-23.2% |
| Admin fee / account holder | $5,776 | $11,570-50.1% | $10,009-42.3% | $11,431-49.5% |