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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,703 | $84,236-20.8% | $170,439-60.9% | $70,124-4.9% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 11.17% | 23.06%-11.9pp | 205.94%-194.8pp | 73.14%-62.0pp |
| Employer contribution / active EE | $1,831 | $3,387-45.9% | $5,433-66.3% | $2,342-21.8% |
| Participant deferral / active EE | $3,044 | $3,086-1.4% | $4,939-38.4% | $3,332-8.6% |
| Admin fee / account holder | $1,835 | $5,698-67.8% | $13,881-86.8% | $4,645-60.5% |