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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,568 | $175,259-64.3% | $149,723-58.2% | $139,487-55.1% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 24.80% | 166.82%-142.0pp | 134.50%-109.7pp | 373.84%-349.0pp |
| Employer contribution / active EE | $2,989 | $5,478-45.4% | $4,821-38.0% | $4,755-37.1% |
| Participant deferral / active EE | $5,405 | $6,522-17.1% | $5,682-4.9% | $6,713-19.5% |
| Admin fee / account holder | $1,019 | $16,158-93.7% | $13,215-92.3% | $11,407-91.1% |