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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,383 | $73,009-29.6% | $90,760-43.4% | $68,486-25.0% |
| Participation rate | 62.7% | 70.8%-8.1pp | 75.7%-13.0pp | 67.9%-5.2pp |
| Annual return | -16.41% | -13.81%-2.6pp | -12.16%-4.3pp | -7.85%-8.6pp |
| Employer contribution / active EE | $3,592 | $2,193+63.8% | $2,922+22.9% | $2,597+38.3% |
| Participant deferral / active EE | $4,847 | $3,626+33.7% | $4,565+6.2% | $4,028+20.3% |
| Admin fee / account holder | $1,011 | $5,896-82.9% | $8,444-88.0% | $5,404-81.3% |