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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,738 | $185,312-53.7% | $161,489-46.9% | $154,746-44.6% |
| Participation rate | 68.8% | 82.5%-13.7pp | 78.7%-9.9pp | 80.7%-12.0pp |
| Annual return | 20.78% | 103.84%-83.1pp | 89.72%-68.9pp | 172.34%-151.6pp |
| Employer contribution / active EE | $1,568 | $4,769-67.1% | $4,268-63.3% | $4,379-64.2% |
| Participant deferral / active EE | $4,983 | $6,350-21.5% | $5,630-11.5% | $6,730-26.0% |
| Admin fee / account holder | $634 | $18,654-96.6% | $16,006-96.0% | $14,365-95.6% |