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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,738 | $227,399-62.3% | $189,758-54.8% | $198,609-56.8% |
| Participation rate | 68.8% | 84.0%-15.3pp | 79.8%-11.0pp | 82.4%-13.6pp |
| Annual return | 20.78% | 61.03%-40.2pp | 52.62%-31.8pp | 202.70%-181.9pp |
| Employer contribution / active EE | $1,568 | $5,526-71.6% | $4,767-67.1% | $5,055-69.0% |
| Participant deferral / active EE | $4,983 | $6,837-27.1% | $5,856-14.9% | $6,977-28.6% |
| Admin fee / account holder | $634 | $25,162-97.5% | $20,388-96.9% | $19,030-96.7% |