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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $122,333 |
EMBREE FINANCIAL GROUP3 years Service code 27 · EIN 36-3983748 | Advisory (Plan) | $61,390 |
PENSION PROFESSIONALS, INC.3 years Service code 49 · EIN 33-0001862 | Other Services | $7,689 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,000 | $51,288+30.6% | $81,982-18.3% | $73,412-8.7% |
| Participation rate | 69.3% | 64.0%+5.3pp | 69.3%0pp | 72.2%-2.9pp |
| Annual return | 16.11% | 29.48%-13.4pp | 41.31%-25.2pp | 59.30%-43.2pp |
| Employer contribution / active EE | $582 | $1,487-60.8% | $2,498-76.7% | $2,234-73.9% |
| Participant deferral / active EE | $4,937 | $2,715+81.8% | $3,722+32.6% | $3,806+29.7% |
| Admin fee / account holder | $418 | $125+233.2% | $5,665-92.6% | $158+164.4% |