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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,188 | $124,351-0.9% | $109,188+12.8% | $167,553-26.5% |
| Participation rate | 60.0% | 79.4%-19.4pp | 75.9%-15.9pp | 82.1%-22.1pp |
| Annual return | 13.33% | 26.04%-12.7pp | 25.76%-12.4pp | 478.89%-465.6pp |
| Employer contribution / active EE | $1,377 | $4,210-67.3% | $3,723-63.0% | $4,840-71.6% |
| Participant deferral / active EE | $8,271 | $5,257+57.3% | $4,654+77.7% | $6,343+30.4% |
| Admin fee / account holder | $0 | $7,975-100.0% | $6,755-100.0% | $12,316-100.0% |