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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,337 | $123,155-70.5% | $108,753-66.6% | $155,188-76.6% |
| Participation rate | 46.2% | 75.6%-29.5pp | 71.1%-24.9pp | 80.8%-34.6pp |
| Annual return | 13.51% | 44.73%-31.2pp | 37.47%-24.0pp | 148.84%-135.3pp |
| Employer contribution / active EE | $1,398 | $2,811-50.3% | $2,427-42.4% | $4,248-67.1% |
| Participant deferral / active EE | $4,858 | $4,623+5.1% | $4,115+18.1% | $6,531-25.6% |
| Admin fee / account holder | $4,628 | $12,126-61.8% | $10,320-55.2% | $14,480-68.0% |