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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,337 | $124,980-70.9% | $108,359-66.5% | $154,746-76.5% |
| Participation rate | 46.2% | 75.2%-29.0pp | 70.1%-24.0pp | 80.7%-34.5pp |
| Annual return | 13.51% | 45.00%-31.5pp | 36.89%-23.4pp | 172.34%-158.8pp |
| Employer contribution / active EE | $1,398 | $2,851-51.0% | $2,399-41.7% | $4,379-68.1% |
| Participant deferral / active EE | $4,858 | $4,743+2.4% | $4,137+17.4% | $6,730-27.8% |
| Admin fee / account holder | $4,628 | $11,502-59.8% | $9,741-52.5% | $14,365-67.8% |