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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,337 | $112,729-67.8% | $98,716-63.2% | $137,256-73.5% |
| Participation rate | 46.2% | 74.2%-28.1pp | 69.3%-23.1pp | 80.0%-33.8pp |
| Annual return | 13.51% | 38.48%-25.0pp | 31.81%-18.3pp | 220.34%-206.8pp |
| Employer contribution / active EE | $1,398 | $2,725-48.7% | $2,279-38.6% | $4,156-66.4% |
| Participant deferral / active EE | $4,858 | $4,640+4.7% | $4,048+20.0% | $6,407-24.2% |
| Admin fee / account holder | $4,628 | $10,129-54.3% | $8,703-46.8% | $12,270-62.3% |