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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,639 | $148,623-92.8% | $135,974-92.2% | $139,466-92.4% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 17.85% | 79.30%-61.4pp | 68.30%-50.5pp | 373.66%-355.8pp |
| Employer contribution / active EE | $2,384 | $5,246-54.6% | $4,859-50.9% | $4,754-49.9% |
| Participant deferral / active EE | $3,611 | $8,103-55.4% | $7,760-53.5% | $6,712-46.2% |
| Admin fee / account holder | $1,003 | $12,406-91.9% | $10,767-90.7% | $11,409-91.2% |