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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,893 | $93,598-73.4% | $135,974-81.7% | $75,173-66.9% |
| Participation rate | 97.9% | 75.2%+22.7pp | 81.9%+16.0pp | 67.2%+30.7pp |
| Annual return | 61.73% | 30.89%+30.8pp | 68.30%-6.6pp | 160.72%-99.0pp |
| Employer contribution / active EE | $4,163 | $3,538+17.7% | $4,859-14.3% | $2,671+55.9% |
| Participant deferral / active EE | $9,746 | $6,405+52.2% | $7,760+25.6% | $4,126+136.2% |
| Admin fee / account holder | $695 | $6,978-90.0% | $10,767-93.5% | $5,651-87.7% |