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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,679 | $217,432-29.8% | $185,851-17.8% | $167,553-8.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.91% | 148.43%-138.5pp | 122.11%-112.2pp | 478.89%-469.0pp |
| Employer contribution / active EE | $7,845 | $5,874+33.6% | $5,168+51.8% | $4,840+62.1% |
| Participant deferral / active EE | $6,108 | $6,357-3.9% | $5,569+9.7% | $6,343-3.7% |
| Admin fee / account holder | $844 | $19,820-95.7% | $16,245-94.8% | $12,316-93.1% |