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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,232 | $183,539-5.6% | $155,556+11.4% | $145,897+18.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.50% | 61.31%-51.8pp | 64.84%-55.3pp | 552.29%-542.8pp |
| Employer contribution / active EE | $12,454 | $5,315+134.3% | $4,675+166.4% | $4,663+167.1% |
| Participant deferral / active EE | $6,952 | $6,467+7.5% | $5,631+23.5% | $6,689+3.9% |
| Admin fee / account holder | $1,266 | $19,275-93.4% | $15,885-92.0% | $13,390-90.5% |