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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,353 | $57,065+14.5% | $75,670-13.6% | $70,131-6.8% |
| Participation rate | 64.9% | 68.1%-3.2pp | 72.3%-7.5pp | 69.5%-4.7pp |
| Annual return | 14.94% | 23.57%-8.6pp | 27.34%-12.4pp | 73.14%-58.2pp |
| Employer contribution / active EE | $1,844 | $1,817+1.5% | $2,352-21.6% | $2,342-21.3% |
| Participant deferral / active EE | $3,367 | $2,580+30.5% | $3,142+7.1% | $3,332+1.0% |
| Admin fee / account holder | $9,794 | $3,825+156.0% | $5,800+68.9% | $4,645+110.8% |