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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,538 | $150,447-83.7% | $136,298-82.0% | $147,586-83.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.68% | 1049.15%-1030.5pp | 5156.27%-5137.6pp | 578.59%-559.9pp |
| Employer contribution / active EE | $3,756 | $5,256-28.5% | $4,696-20.0% | $4,876-23.0% |
| Participant deferral / active EE | $6,286 | $6,631-5.2% | $6,247+0.6% | $5,439+15.6% |
| Admin fee / account holder | $1,158 | $10,906-89.4% | $9,244-87.5% | $10,886-89.4% |