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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,692 | $148,623-82.7% | $135,974-81.1% | $139,466-81.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 3.48% | 79.30%-75.8pp | 68.30%-64.8pp | 373.66%-370.2pp |
| Employer contribution / active EE | $1,381 | $5,246-73.7% | $4,859-71.6% | $4,754-71.0% |
| Participant deferral / active EE | $1,824 | $8,103-77.5% | $7,760-76.5% | $6,712-72.8% |
| Admin fee / account holder | $3,770 | $12,406-69.6% | $10,767-65.0% | $11,409-67.0% |